Cars

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June 20, 2010

Are You Safe To Drive The Morning After Drinking?

Many of us are partial to a big night out and the large majority of us are decent enough not to get behind the wheel of a car after drinking, but how cautious are we about driving the next day? Many people would chose to go on a night out and stay at a friend’s house before driving home or to work in the morning but this can be just as dangerous as driving the night before.

The legal limit for driving is around 50 – 80 milligrams of alcohol in 100 millilitres of blood depending on the country you are in. This amount is easy to reach with just a couple of units of alcohol in one night so imagine much of an impact 10 – 20 units would have even after a nights sleep. Obviously the tolerance to alcohol depends on an individual but the general rule of thumb is that one unit remains in the bloodstream for one hour.

The build up of alcohol can often take more than 12 hours to process through the body and it can still have an effect up to a day later. Many people will often stay up to the early hours of the morning on a night out or at a party meaning they don’t get a full nights sleep, especially if they are getting up at their usual waking hour. They assume that after sleeping the effects of the alcohol will have worn off but this is not the case.

A surprising number of people drive in the morning after drinking the night before, most do not realise that they are over the limit but some are not so innocent, they assume that even though they might still be breaking the law there is a much lower chance of being caught in the morning than at night when the police are waiting.

Most police departments will be aware of nights of heavy drinking such as weekends and holidays and will plan accordingly, the morning after Christmas, new years day and other holidays are times when forces set up road blocks and randomly stop drivers to check for alcohol content. This is primarily a deterrent but they also aim to crack down on offenders.

It’s not just residual alcohol that can impair your ability to drive; a hangover is caused by the brain being dehydrated which means you will find it difficult to concentrate. A bad hangover will mean you are less alert, lethargic and have impaired vision, not to mention a sore head. Combined with residual alcohol levels this makes for a deadly combination that can catch unsuspecting victims with devastating consequences. The simple answer is to wait at least 12 hours and if you feel hung over, don’t drive.

Getting caught over the limit in the morning can still land you with a drink driving ban and many people end up hiring a driving offence lawyer to get them off the hook.

Filed under Loans by Tom Doerr

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May 18, 2010

Ways To Make Auto Repair Costs More Reasonable

Are you living on a budget? If so, there is nothing like auto repair costs to throw that budget completely out the window. Many people need their vehicles to travel to and from work and if, you live in a rural area or a city where there is no public transportation, being without a vehicle can be devastating. Learning how to save money on the cost of having your car fixed is important and is also much easier than many people think it can be. Here are a few suggestions that you can use.

The first is to never underestimate how important regular maintenance is. There are two reasons for this. One is that it can help you prevent some wear and tear and you may be able to avoid some repairs just by servicing your car on a regular basis. The second is that even if a small problem has started to develop, technicians may be able to spot the problem at a point where it is much less expensive to fix.

Knowledge about cars is important in order to keep repair costs down. There are a few reasons for this. The first is that you may be able to perform small repairs or routine maintenance yourself. You may be surprised by how easy it can be to change your own oil, replace spark plugs or replace small parts like headlight bulbs and windshield wipers. Knowing what you are talking about can also help protect you from being conned by dishonest auto mechanics.

A good mechanic is the key to keeping repair costs under control. You need to understand that part of the cost of any repair job is the cost of the parts. The remainder of the cost tends to come from the labor costs that mechanics will charge you. Some jobs can be very expensive because they are hard to complete and take a long time to finish. Others use expensive parts that can drive the cost up. A good garage will not charge you massive labor costs and they will offer you a choice in parts so that you can control those charges as well.

Be prepared to shop around in order to keep your repair costs as reasonable as possible. If you know what you need, you can always call around to several mechanics and find out what the cost would be. You can then pick the one that seems the most reasonable.

Of course, before you have any work performed, you need to get an estimate. This should be written so that you have physical proof of what the garage should be charging you. It is much more difficult for them to charge you a lot of money if you have written proof in hand. Be prepared to ask questions and find out what any additional charges are so that you do not get charged for testing or other fees that were not necessary.

You should expect that as your car ages, it will need more repair work done. Regular maintenance can help with this, since a well-maintained car will have less wear and tear on the engine and the transmission. However, you will find that an older car will often have parts which break down more often just because they are wearing out. You may find that an older car will quickly become unaffordable to maintain.

Don’t let the idea of repair bills frighten you away from the idea of owning a car. There is no way to avoid doing any repair work but if you are careful about how you treat your vehicle and remember to shop around and deal with reputable mechanics you may find that the cost of maintaining your car is not nearly as bad as you imagine.

If you are having trouble with your vehicle you should take it to your nearest auto repair shop, as soon as you can. If you aren’t able to do this the likelihood that the repair will become more sever increases.

Filed under Credit by Adriana Noton

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Looking For Auto Repair In Canada

It can happen to anyone. You are driving along. Everything seems fine. You hear a strange noise. Something is wrong with the car. What will you do? You can continue to drive it and hope that it goes away. Maybe if you turn up the radio volume, you will not notice it. At some point, you will have to address the issue. You will need to have the problem fixed. Are you good at your own auto repair? If not, you will have to take it somewhere.

Do it yourself

There is nothing wrong with doing your own car repair. However, you must know what you are doing. Auto parts stores cater to the home mechanic. They are there to assist you with your work. If you are unsure, they will be a good reference point. You may find some auto parts places that will perform free diagnostic work. If you are unsure of that starter or alternator, take it there. They will test it for you. They may have scanning equipment too. You will if you have a bad sensor for example.

They are also a place for maintenance. You can buy things like air filters, oil filters, and spark plugs. There are many things that there average person can do save money. However, the job may be too much for you. You may not have the necessary tools of knowledge. You will have to take it somewhere.

Auto mechanics

Make sure that you check out references first. A good place to begin is word of mouth. Ask friends and family about car repair services. They may have a good recommendation for you. Go online and visit car repair websites. There will be many choices there.

Research any businesses that you plan to use. Check the BBB of Canada. They may have complaints with the Better Business Bureau. You will find out this way. Also, check online car forums. There may be people in your city or province with good information.

It is a good idea to check out the business in person, first. Notice if it seems to be well organized. Talk to some of the customers there. Do they seem satisfied? Are they repeat customers? This may help you to make up your mind.

Find out if they will give you a free estimate. If so, you have nothing to lose. Some places may charge you a diagnostic fee. This will depend on the type of work that you need. If you can get estimates, from three places, you will know what your repairs will cost. Go with the best shop as opposed to the best price. This is true, unless there is a huge price difference.

Final thoughts

If you drive long enough, you will have problems with your car. Maybe the problem is not major, and you can do the work yourself. That is good. Many auto parts places will be very helpful to you. It is in their best interest. If you have to take your car somewhere, check them out first. Utilize online and word of mouth sources. Get estimates before the work is done. This may help you to have control over auto repair costs.

If you are having trouble with your vehicle you should take it to your nearest auto repair shop, as soon as you can. They can perform any repair that is needed such as re-painting or glass replacement.

Filed under Credit by Adriana Noton

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May 13, 2010

The Power Of Knowledge Before Visiting Car Dealerships

Looking for a new or pre-owned car in Canada? There are literally thousands of options at car dealerships across the country. How do you get the right car that fits your needs and your budget?

You will want to know the type of car you want and what you wish to spend before you go in. You can be a dad looking for a mini van for the family or a construction worker attempting to find that ultimate utility truck. Whatever you are looking for it is on a lot somewhere in Canada.

Start out your prep by looking online. You can get all the information you need to get you ready for the lot. Use these resources and study them thoroughly to stop you from paying for an over priced car. For trade in information you can know what the real value of your car is. You will have the job of getting the most for your current car or truck. A dealer will give you as little as possible for it to make the most money when they sell it again.

When you have finished doing your background on your car you will then need to pick a dealer where the cars are available that you want. For example, if you are in Toronto you will search online for Toronto dealers and begin shopping at their sites. You may know the type of vehicle you want and if you do not doing your research may help you decide.

Look at the online inventory of the dealership you have decided to look at. You will typically see all of their new and used vehicles that they have for sale. You will notice that the price tags will be more than what you have researched. This is true for used cars in the majority. This is a no brainer as they are looking to get the most out of these vehicles and make a lot of money doing so. Pick at least three choices to ensure you get to look at one you are interested in just in case your first choice is no longer on the market.

If you need financing then you can use their website to fill out an online application. This is a good idea to do ahead of time and not sit in a small room and deal with it then. It will make the whole experience easier when you are pre-qualified. If you have your own financing move on to the next step.

When you get there you will be greeted by a salesperson. This will typically be a well dressed and courteous gentleman or lady. Do not be swayed by the salesperson’s charm, they are there for one purpose, to make as much money as they can off of you. When they ask you what you are looking for tell them exactly what car you want to buy. When the salesperson takes you to the car he may try to “upgrade you” at that point. He will realize that he is not going to make much money on that car so he will try to turn your attention to a different model. Do not go for this ploy. Stick to the car that you came in for.

Bottom line is having clear vision when you are going for a new car on the lot of car dealerships in Canada. You will need to be knowledgeable when it comes to fair pricing. Otherwise you may be a prisoner of war in the over priced car market.

If you’re looking for a new vehicle, just need a tune up or need some repairs done one your current vehicle, the best place to go is your nearest car dealership.

Filed under Loans by Adriana Noton

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How To Deal With Buying From Used Car Dealerships

There are a lot of people that can easily pay for a new car but they choose to buy used ones anyway. This can be from a lot of different reasons, but one common reason is that after a car is only a couple of years old the value greatly decreases. This means you can buy a car in like new shape at only a fraction of the cost. When people like these decide they have a model they want to buy they work with their used car dealerships in the area to find what they are looking for.

Used car dealers have been joked about for years as being nothing more than petty criminals who can’t tell the truth and will sell you something that should have been junked already. Consumer complaints for this area are extremely high as well.

The best way to avoid getting scammed at these places is to get any promises that were made in written form. Don’t sign the agreement until it states everything just as it was discussed with the dealer. They can be smooth talkers, but you just can’t fall for it.

Financing issues seem to be another popular subject that is complained about. The blame shouldn’t always lie in the dealership for problems though. High interest rates on used cars as been going on for years. In times of the past it was common for someone to purchase a used car that barely ran and then drive it until it stopped. When the car stopped working they would stop making their payments. The types of cars we can find now are a whole lot different, but the banks have never embraced the change.

A lot of consumers also have a problem with not being able to gain all the valuable information they need on a specific vehicle. Because dealerships sell so many of these though you can’t really have the expectation that they are going to know everything and every single car sitting there. Most often when the dealer purchases the cars they don’t come with any type of paperwork so they are just as clueless as you are.

Doing your own research is the best thing to do really. Vehicle reports can often provide you with the information you need to make a decision about whether or not you want to purchase a specific vehicle. You can ask the dealer for a copy of the report or bring along your cell phone to look the information up yourself.

When you test drive a car, spend a significant amount of time doing so. If you can get a mechanic to check things out that is good too. Often times the odometer gets turned back on these vehicles so the sale price can be increased.

You really only need your common sense when shopping for a used car. If something doesn’t sound or feel right, don’t agree to the purchase. Take the time to really check out the vehicle to you know for certain you are getting your moneys worth.

If you need to get from place to place quickly, buy a car at your local car dealership. From feasible financing options to leasing, buying a car never seemed easier!

Filed under Loans by Adriana Noton

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